Portfolio and Asset Management

Our well-reasoned approach to managing your portfolio is to pursue your objectives through the thoughtful selection of stocks and bonds, in an allocation appropriate for your growth and cash flow needs. Your individual goals, risk tolerance and time horizon are factored into our investment decisions, as are ongoing changes in the market and your personal life.

When selecting equities, we look for companies with high profitability and financial strength across a diverse range of sectors. We strive for a blend of growth stocks and value stocks – identifying securities with a greater than average potential for earnings growth, as well as securities considered undervalued.

When selecting fixed income investments, we identify those that offer maximum yields and the highest credit ratings. To mitigate interest rate and inflation risks, we typically seek out short- to intermediate-duration debt investments issued by the U.S. government and its agencies, highly rated corporations and municipalities, and money market funds.

We focus on long-term investing and follow established and well-defined rules for selling equities and debt issues. We purposely choose to steer clear of highly volatile financial instruments, such as derivatives, options, commodities, futures contracts and limited partnerships.

See our Disclosure Statement

Our disclosure statement will give you more detailed information on our philosophy, approach and portfolio construction, portfolio components, legacy program and mutual fund program.